About us.
Danair Insurance is a full-service, fiduciary insurance broker offering life, health, long-term care, disability, property and casualty insurance. We draw on years of experience in fiduciary financial roles, such as wealth management and financial planning, to uncover client needs and provide an optimal solution tailored to their unique situations.
Area of Practice
01
Life Insurance
Life insurance provides a lump sum payment, known as a death benefit, to designated beneficiaries upon the insured person’s death1. It offers financial security for loved ones, helping them maintain their lifestyle, settle debts, cover education costs, and handle end-of-life expenses.
02
Health Insurance
Health insurance, often referred to as accident and health or sickness insurance, covers bodily injury, sickness, and accidental death. It may also include disability income benefits and can encompass Medicare and long-term care policies.
03
Disability Income Insurance
This type of insurance replaces a portion of your income if you become unable to work due to a disabling injury or illness. It provides an extra layer of financial protection, often covering a higher percentage of income than employer-sponsored policies and potentially offering tax-free benefits.
04
Long-term Care Insurance
Long-term care insurance is designed to cover costs associated with extended care needs due to chronic conditions or disabilities. It typically becomes available when an individual can’t perform at least two out of six activities of daily living, such as bathing, dressing, or eating.
05
Personal Property and Casualty
This insurance category protects individuals against financial losses related to personal property damage and legal liabilities. It includes coverage for homes, vehicles, and personal liability, safeguarding against risks in daily life.
06
Commerical Property and Casualty
Commercial property and casualty insurance, often referred to as comprehensive general liability (CGL), provides coverage for business liabilities unless specifically excluded in the policy contract. It protects businesses against property damage, legal liabilities, and other risks associated with commercial operations.